After several years, I have overused and grown old with my previous car. Even if I really love the old one it already needs changing and I just don’t want the car to die on me while I am on the road. It is the moment when I pondered whether it is already time to dispose it and have a brand new one. Though buying a brand new one is more expensive, there will be fewer maintenance issues and there is also a warranty therefore I will be assured that the car will be in its best performance. This is a reward for me, from all the overtime and hard work that I did in my past. This is not an impulse buying. I have to prepare for this new expenditure for quite a while. Before purchasing one, I should be assured that my work is stable enough so that I won’t have problem with my finances in the long run. I need to set aside a huge amount of cash so that I can have lower monthly payments. I had to tighten my belt and save as much as possible so that in time I can buy a new one. Finally I can be all set to have fulfil my guilty pleasure.